404 21st Street Se, Vero Beach, FL

$419,900

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3

Beds

2

Baths

1,640

Square feet

0.37

Acres

About 404 21st Street Se

RARE 2.75% ASSUMABLE FHA MORTGAGE! Qualified buyers have an incredible opportunity to assume this low-rate loan with a current monthly mortgage payment of approximately $2,150. Welcome to Vero Shores a peaceful, established community near the Indian River, adjacent to the natural beauty of Harmony Oaks Conservation Area, with NO mandatory HOA and the freedom to bring your BOAT, RV & TOYS! This solid CBS 3BR/2BA home offers 1,640 SF and sits on an EXTRA-LARGE .37-ACRE CORNER LOT over 16,000 SF and approximately 140x115! Two driveway access points, a double commercial gate and improved shell/coquina side parking make maneuvering and storing a boat, RV or trailer a breeze. A BRAND-NEW PAVER DRIVEWAY adds beautiful curb appeal. Inside, you'll find a BRAND-NEW guest bathroom renovation featuring tile flooring, new vanity and fixtures. Major improvements offer peace of mind, including a 2018 METAL ROOF, 2018 HVAC, 2022 WATER HEATER and COMPLETE REPLUMB in 2022. Impact-rated doors and garage door add another valuable upgrade. The laundry room has also been improved with an HVAC duct, bringing the space under air. The Florida lifestyle continues out back with an impressive 30x15 SCREENED & COVERED LANAI approximately 450 SF of additional outdoor living and entertaining space featuring a beautiful wood ceiling and commercial fan. The oversized backyard is fully fenced and includes a utility shed for additional storage. Location is another standout! Vero Shores offers a tucked-away residential feel surrounded by some of Vero Beach's natural beauty, with Harmony Oaks Conservation Area nearby, the Indian River just minutes away and easy access to boating, outdoor recreation, shopping, dining and Vero's beautiful beaches. BIG LOT. NO MANDATORY HOA. ROOM FOR THE TOYS. And a 2.75% assumable FHA mortgage opportunity that's nearly impossible to recreate in today's market. FHA loan assumption subject to lender approval and buyer qualification.

Single Family home for sale in Vero Beach, FL at 404 21st Street Se. This 3 bedroom Single Family home is priced at $256/sqft

Features of 404 21st Street Se

MLS® # B26075381
Price $419,900
Bedrooms 3
Bathrooms 2.00
Full Baths 2
Square Footage 1,640
Acres 0.37
Year Built 1973
Type Single Family
Sub-Type Single Family Homes
Style Ranch
Status New

Community Information: Vero Beach

Address 404 21st Street Se
Area 6341 - County Southeast (IR)
Subdivision VERO SHORES UNIT 1
City Vero Beach
County Indian River
State FL
Zip Code 32962

Amenities of 404 21st Street Se

Utilities Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Parking Spaces 10
Parking Driveway, Garage Door Opener, Gravel, Open, RV Access/Parking, Garage, Attached Garage, Attached, Boat Access/Parking
# of Garages 2
View Garden, Other
Is Waterfront No
Waterfront None
Has Pool No

Interior of 404 21st Street Se

Interior Features Other, Pantry, Walk-In Closet(s)
Appliances Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
Heating Central, Electric
Cooling Central Air, Ceiling Fan(s), Electric
Fireplace No
# of Stories 1
Stories One

Exterior of 404 21st Street Se

Exterior Features Storage
Lot Description Corner Lot, Room for Pool, Landscaped
Windows Insulated Windows, Storm Window(s)
Roof Metal
Construction CBS

School Information

Elementary Indian River
High Vero Beach

Additional Information On 404 21st Street Se

Listing Courtesy of Atlantic Key Realty Group
Date Listed September 12th, 2026
Zoning RS-6
Foreclosure No
Short Sale No
RE / Bank Owned No

Listing Details

OfficeAtlantic Key Realty Group

Listing Map

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